Fractional CFO Services

You need executive-level financial guidance to make smart growth decisions, but hiring a full-time CFO costs $150,000+ annually that your business can't justify right now.

Our accounting services include Fractional CFO Services that provide strategic financial planning, forecasting, and analysis at a fraction of full-time cost, so you get the expertise and insights you need to scale your business without the overhead of a full-time executive.
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Our Fractional CFO Services

We deliver the strategic financial leadership your business needs to grow profitably and make confident decisions:

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Financial Strategy & Planning

We develop comprehensive financial strategies aligned with your business goals, create multi-year financial plans that guide growth, identify opportunities and risks in your financial position, and provide executive-level counsel for major business decisions.
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Cash Flow Forecasting & Management

We build detailed cash flow projections showing future liquidity needs, model different scenarios to prepare for various outcomes, identify potential cash crunches before they become crises, and recommend strategies to optimize working capital.
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Budgeting & Variance Analysis

We create realistic budgets based on historical data and growth plans, track actual performance against budget monthly, analyze variances to understand what’s driving results, and provide actionable insights to improve financial performance.
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Profitability Analysis & Improvement

We analyze profitability by product, service, customer, and department, identify which offerings generate the best margins, recommend pricing adjustments and cost reduction opportunities, and help you focus resources on your most profitable activities.
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KPI Development & Dashboards

We identify the key performance indicators that matter most to your business, establish benchmarks and targets for each metric, create executive dashboards for at-a-glance visibility, and track progress toward your strategic goals.
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Financial Process Improvement

We evaluate your current financial processes and systems, identify inefficiencies and opportunities for automation, implement best practices that scale with growth, and build financial infrastructure that supports your long-term success.
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M&A Support & Exit Planning

We provide financial analysis for acquisition opportunities, support due diligence for buying or selling businesses, develop exit strategies and business valuation, and prepare your company for sale when the time is right.

Why Choose Strategic Business Solutions

Finding the right bookkeeping partner is one of the most important decisions you’ll make for your business. At Strategic Business Solutions, we’ve built our reputation on delivering more than just accurate bookkeeping—we provide the financial clarity and peace of mind you need to focus on what you do best.

Founded by Sherry Maule in 2015 after seeing too many business owners struggle with their finances, we understand that you didn’t start your business to spend hours on bookkeeping. You started it to serve clients, build something meaningful, and create financial security for yourself and your team.

With over 30 years of accounting experience including full-time CFO positions, Sherry built Strategic Business Solutions on a simple foundation: provide exceptional bookkeeping and accounting services that give business owners peace of mind. Today we serve clients across Delaware, Maryland, Pennsylvania, Florida, and throughout the United States with that same commitment to excellence.

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HERE’S WHAT SETS US APART:

Our team of highly responsive, attentive, and proactive professionals approach every client with honesty, care, and a problem-solving mindset. We pride ourselves on being detailed, organized, and timely, while maintaining a supportive and cheerful approach—ensuring you always feel confident and well-supported in managing your business finances.

Here’s what you can expect:

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Cost Certainty
Custom fixed-price packages with transparent pricing and no hidden fees
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Expert Team
Certified QuickBooks ProAdvisors with specialized industry expertise
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Flexible Service

Scalable solutions that adjust as your business evolves

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Proven Results
30-70% cost savings compared to full-time employees
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Industry Specialization

Deep expertise in non-profit and construction accounting

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Our clients’ success stories speak louder than anything we could say. At Strategic Business Solutions, we’re proud to have built long-lasting relationships with businesses and non-profits who trust us with their financial management.

Great Service Creates Happy Clients

Our Team

Your fractional CFO services are provided by experienced financial executives who understand both accounting and business strategy. Our accounting consultant team is led by Sherry Maule, who brings over 30 years of accounting experience including serving as a full-time CFO before founding Strategic Business Solutions.

Sherry understands the challenges growing businesses face because she’s lived them, and she brings that executive perspective to every client engagement. You’re not just getting financial reports—you’re getting a trusted advisor who helps you navigate growth, make tough decisions, and build a sustainable business.

You’ll work with a financial leader who understands your business, shares your goals, and provides the strategic guidance you need to succeed.

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Schedule Your Free Consultation

Ready to take the stress out of bookkeeping and gain financial peace of mind? Let’s talk about how Strategic Business Solutions can help your business thrive. We offer a free 15-minute consultation to discuss your specific needs and create a customized solution.

Call us today: 352-462-7004
Email: info@sbsde.com

Service Areas

Strategic Business Solutions provides fractional CFO services to businesses throughout Maryland, Delaware, Pennsylvania, Florida, and nationwide. Our service areas extend across the United States, and thanks to cloud-based technology and video conferencing, we deliver the same exceptional strategic financial guidance regardless of your location.

We understand regional market conditions, industry-specific challenges, and growth opportunities that impact your business strategy.

Frequently Asked Questions

Understanding Fractional CFO Services

What exactly does a fractional CFO do?
A fractional CFO provides executive-level financial leadership on a part-time basis including strategic planning, cash flow management, financial analysis, budgeting and forecasting, KPI tracking, and serving as a trusted advisor for major business decisions.
How is a fractional CFO different from a bookkeeper or accountant?
Bookkeepers record transactions and maintain accurate books, accountants prepare financial statements and tax returns, while fractional CFOs analyze financial data to drive strategic decisions, forecast future performance, and provide executive-level financial guidance.
What size business benefits most from fractional CFO services?
Businesses generating $1-20 million in annual revenue typically benefit most—large enough to need strategic financial guidance but not yet able to justify a full-time CFO salary and benefits package.
How much time does a fractional CFO spend with my business?
Most clients engage fractional CFOs for 5-20 hours per month depending on complexity and growth stage, with more time during planning cycles, fundraising, or major transitions, and less during steady-state operations.

Strategic Value & Impact

What specific outcomes can we expect from fractional CFO services?
Clients typically see improved cash flow visibility preventing costly surprises, data-driven decisions replacing gut instinct, successful fundraising supported by compelling financials, increased profitability through better resource allocation, and confidence in their financial strategy.
How do you get up to speed on our business quickly?
We start with comprehensive financial and operational review, meet with key stakeholders to understand goals and challenges, analyze historical financial performance and trends, and identify immediate opportunities for impact within the first 30 days.
Will you attend board meetings or investor presentations?
Yes, we prepare financial reports and presentations for boards, attend meetings virtually to present financial performance and outlook, answer financial questions from board members or investors, and provide the CFO-level leadership they expect.
Can you help us secure financing?
Absolutely! We prepare financial projections and business cases, develop pitch materials and financial models, support due diligence processes, and help you present your financial story in the most compelling way to lenders and investors.

Engagement & Costs

How much do fractional CFO services cost?
Most businesses invest $2,000-8,000 per month for fractional CFO services based on hours needed and complexity, which represents 70-85% savings compared to a full-time CFO salary, benefits, and overhead.
Is there a minimum engagement period required?
We typically recommend at least 3-6 months to deliver meaningful impact, but we offer month-to-month agreements because we want you with us because you value the insights and guidance, not because you’re locked into a contract.
Can we scale CFO services up or down as needs change?
Absolutely! Your engagement is flexible—increase hours during planning seasons, fundraising, or rapid growth, decrease during stable periods, and adjust anytime with 30 days notice as your business needs evolve.
Do you work onsite or remotely?
We work primarily remotely using cloud-based financial systems and video conferencing, with occasional onsite visits for strategic planning sessions or important meetings, giving you flexibility and reducing costs.

Working Relationship & Integration

How do you work with our existing bookkeeper or accountant?
We collaborate with your existing team as a senior financial leader, relying on them for accurate transaction recording and reports, providing strategic oversight and guidance, and focusing on analysis and forward-looking planning while they handle day-to-day bookkeeping
What financial systems or software do you work with?
We work with QuickBooks Online, QuickBooks Desktop, Vista by Viewpoint, JobTread and most major accounting platforms, and we can recommend and implement systems that better support your growth if needed.
How do we communicate and stay connected between meetings?
You’ll have direct access via email and phone for questions or urgent issues, we schedule regular monthly meetings for strategic discussions and provide proactive updates when we identify issues or opportunities.